The ASLI Farmers Finance Cooperation (AFFC)

an integral part of the ASLI One Group's comprehensive integration solution, is fundamentally reshaping the landscape of Indonesian coffee cooperatives by tackling long-standing challenges in finance and logistics. Its approach creates a more efficient, equitable, and globally competitive ecosystem for Indonesian coffee farmers.

AFFC, powered by ASLI One Group, is building a stronger and fairer coffee value chain in Indonesia, turning struggling cooperatives into competitive players and ensuring farmers benefit from the nation’s coffee heritage.

Addressing the Challenges of Indonesian Coffee Farmers

Historically, Indonesian coffee farmers, largely smallholders organized into cooperatives, have faced significant hurdles:

Fragmented Logistics

Inefficient transportation networks from remote farms to markets, often involving multiple intermediaries, lead to high costs, delays, and substantial post-harvest losses.

Limited Access to Finance

Traditional banks often overlook the unique needs and seasonal cycles of agriculture, leaving farmers and cooperatives without capital for quality improvements, equipment, or living expenses during off-seasons.

Lack of Market Access and Transparency

Difficulty connecting directly with domestic and international buyers often forces farmers into unfavorable arrangements, obscuring fair pricing and hindering traceability.

The AFFC Path

Growth. Sustainable. Future.

Boosting farmers’ income and productivity through timely financing, better market access, and higher product quality

Creating a lasting ecosystem with fair profit-sharing, eco-friendly farming, and finance aligned with crop cycles

Building long-term opportunities via global market connections, blockchain traceability, and integrated logistics

How AFFC Solves These Challenges

The AFFC integration solution by ASLI One Group directly addresses these pain points:

Streamlining Fragmented Logistics

AFFC works with PT KAI/KALOG to move coffee from farms to dry ports via rail, cutting road congestion, transit time and costs while keeping quality intact from farmer to port.

Unlocking Financial Inclusion and Empowerment

AFFC offers financial products designed for the unique needs of coffee farming, helping farmers and cooperatives invest in quality, manage cash flow, and secure better prices to improve livelihoods.

Acting as a Gatekeeper to the International Supply Chain

By combining finance and logistics, AFFC enables Indonesian coffee to meet global standards, ensure traceability, and connect cooperatives directly with international buyers for greater value capture.

Building Sustainable and Resilient Coffee Communities

AFFC supports long-term growth by empowering farmers with the tools, knowledge and market access they need to adapt to changing climates, improve yields and create lasting economic impact.

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Get in touch

We’d love to hear from you. Whether you’re a farmer, cooperative, buyer, or partner interested in working with AFFC, reach out and let’s build a stronger coffee value chain together.